Lãi suất Fed hôm nay
Khoảng mục tiêu
3,75–4,00%
Lần đổi gần nhất
17-9-2026: ▲ +25 điểm
Số lần đổi năm 2026
1
Lãi suất thực tế (EFFR)
3,88%
Chuỗi hiện tại
1 lần tăng liên tiếp
Từ 1982
94 lần tăng, 91 lần giảm
Lãi suất thực tế qua đêm từ 1954
Mọi lần Fed đổi lãi suất
185 lần từ 1982| Ngày | Từ | Thành | Thay đổi (điểm) |
|---|---|---|---|
| 17-9-2026 | 3,50–3,75% | 3,75–4,00% | ▲ +25 |
| 11-12-2025 | 3,75–4,00% | 3,50–3,75% | ▼ −25 |
| 30-10-2025 | 4,00–4,25% | 3,75–4,00% | ▼ −25 |
| 18-9-2025 | 4,25–4,50% | 4,00–4,25% | ▼ −25 |
| 19-12-2024 | 4,50–4,75% | 4,25–4,50% | ▼ −25 |
| 8-11-2024 | 4,75–5,00% | 4,50–4,75% | ▼ −25 |
| 19-9-2024 | 5,25–5,50% | 4,75–5,00% | ▼ −50 |
| 27-7-2023 | 5,00–5,25% | 5,25–5,50% | ▲ +25 |
| 4-5-2023 | 4,75–5,00% | 5,00–5,25% | ▲ +25 |
| 23-3-2023 | 4,50–4,75% | 4,75–5,00% | ▲ +25 |
| 2-2-2023 | 4,25–4,50% | 4,50–4,75% | ▲ +25 |
| 15-12-2022 | 3,75–4,00% | 4,25–4,50% | ▲ +50 |
| 3-11-2022 | 3,00–3,25% | 3,75–4,00% | ▲ +75 |
| 22-9-2022 | 2,25–2,50% | 3,00–3,25% | ▲ +75 |
| 28-7-2022 | 1,50–1,75% | 2,25–2,50% | ▲ +75 |
| 16-6-2022 | 0,75–1,00% | 1,50–1,75% | ▲ +75 |
| 5-5-2022 | 0,25–0,50% | 0,75–1,00% | ▲ +50 |
| 17-3-2022 | 0,00–0,25% | 0,25–0,50% | ▲ +25 |
| 16-3-2020 | 1,00–1,25% | 0,00–0,25% | ▼ −100 |
| 4-3-2020 | 1,50–1,75% | 1,00–1,25% | ▼ −50 |
| 31-10-2019 | 1,75–2,00% | 1,50–1,75% | ▼ −25 |
| 19-9-2019 | 2,00–2,25% | 1,75–2,00% | ▼ −25 |
| 1-8-2019 | 2,25–2,50% | 2,00–2,25% | ▼ −25 |
| 20-12-2018 | 2,00–2,25% | 2,25–2,50% | ▲ +25 |
| 27-9-2018 | 1,75–2,00% | 2,00–2,25% | ▲ +25 |
| 14-6-2018 | 1,50–1,75% | 1,75–2,00% | ▲ +25 |
| 22-3-2018 | 1,25–1,50% | 1,50–1,75% | ▲ +25 |
| 14-12-2017 | 1,00–1,25% | 1,25–1,50% | ▲ +25 |
| 15-6-2017 | 0,75–1,00% | 1,00–1,25% | ▲ +25 |
| 16-3-2017 | 0,50–0,75% | 0,75–1,00% | ▲ +25 |
| 14-12-2016 | 0,25–0,50% | 0,50–0,75% | ▲ +25 |
| 16-12-2015 | 0,00–0,25% | 0,25–0,50% | ▲ +25 |
| 16-12-2008 | 1,00% | 0,00–0,25% | ▼ −75 |
| 29-10-2008 | 1,50% | 1,00% | ▼ −50 |
| 8-10-2008 | 2,00% | 1,50% | ▼ −50 |
| 30-4-2008 | 2,25% | 2,00% | ▼ −25 |
| 18-3-2008 | 3,00% | 2,25% | ▼ −75 |
| 30-1-2008 | 3,50% | 3,00% | ▼ −50 |
| 22-1-2008 | 4,25% | 3,50% | ▼ −75 |
| 11-12-2007 | 4,50% | 4,25% | ▼ −25 |
| 31-10-2007 | 4,75% | 4,50% | ▼ −25 |
| 18-9-2007 | 5,25% | 4,75% | ▼ −50 |
| 29-6-2006 | 5,00% | 5,25% | ▲ +25 |
| 10-5-2006 | 4,75% | 5,00% | ▲ +25 |
| 28-3-2006 | 4,50% | 4,75% | ▲ +25 |
| 31-1-2006 | 4,25% | 4,50% | ▲ +25 |
| 13-12-2005 | 4,00% | 4,25% | ▲ +25 |
| 1-11-2005 | 3,75% | 4,00% | ▲ +25 |
| 20-9-2005 | 3,50% | 3,75% | ▲ +25 |
| 9-8-2005 | 3,25% | 3,50% | ▲ +25 |
| 30-6-2005 | 3,00% | 3,25% | ▲ +25 |
| 3-5-2005 | 2,75% | 3,00% | ▲ +25 |
| 22-3-2005 | 2,50% | 2,75% | ▲ +25 |
| 2-2-2005 | 2,25% | 2,50% | ▲ +25 |
| 14-12-2004 | 2,00% | 2,25% | ▲ +25 |
| 10-11-2004 | 1,75% | 2,00% | ▲ +25 |
| 21-9-2004 | 1,50% | 1,75% | ▲ +25 |
| 10-8-2004 | 1,25% | 1,50% | ▲ +25 |
| 30-6-2004 | 1,00% | 1,25% | ▲ +25 |
| 25-6-2003 | 1,25% | 1,00% | ▼ −25 |
| 6-11-2002 | 1,75% | 1,25% | ▼ −50 |
| 11-12-2001 | 2,00% | 1,75% | ▼ −25 |
| 6-11-2001 | 2,50% | 2,00% | ▼ −50 |
| 2-10-2001 | 3,00% | 2,50% | ▼ −50 |
| 17-9-2001 | 3,50% | 3,00% | ▼ −50 |
| 21-8-2001 | 3,75% | 3,50% | ▼ −25 |
| 27-6-2001 | 4,00% | 3,75% | ▼ −25 |
| 15-5-2001 | 4,50% | 4,00% | ▼ −50 |
| 18-4-2001 | 5,00% | 4,50% | ▼ −50 |
| 20-3-2001 | 5,50% | 5,00% | ▼ −50 |
| 31-1-2001 | 6,00% | 5,50% | ▼ −50 |
| 3-1-2001 | 6,50% | 6,00% | ▼ −50 |
| 16-5-2000 | 6,00% | 6,50% | ▲ +50 |
| 21-3-2000 | 5,75% | 6,00% | ▲ +25 |
| 2-2-2000 | 5,50% | 5,75% | ▲ +25 |
| 16-11-1999 | 5,25% | 5,50% | ▲ +25 |
| 24-8-1999 | 5,00% | 5,25% | ▲ +25 |
| 30-6-1999 | 4,75% | 5,00% | ▲ +25 |
| 17-11-1998 | 5,00% | 4,75% | ▼ −25 |
| 15-10-1998 | 5,25% | 5,00% | ▼ −25 |
| 29-9-1998 | 5,50% | 5,25% | ▼ −25 |
| 25-3-1997 | 5,25% | 5,50% | ▲ +25 |
| 31-1-1996 | 5,50% | 5,25% | ▼ −25 |
| 19-12-1995 | 5,75% | 5,50% | ▼ −25 |
| 6-7-1995 | 6,00% | 5,75% | ▼ −25 |
| 1-2-1995 | 5,50% | 6,00% | ▲ +50 |
| 15-11-1994 | 4,75% | 5,50% | ▲ +75 |
| 16-8-1994 | 4,25% | 4,75% | ▲ +50 |
| 17-5-1994 | 3,75% | 4,25% | ▲ +50 |
| 18-4-1994 | 3,50% | 3,75% | ▲ +25 |
| 22-3-1994 | 3,25% | 3,50% | ▲ +25 |
| 4-2-1994 | 3,00% | 3,25% | ▲ +25 |
| 4-9-1992 | 3,25% | 3,00% | ▼ −25 |
| 2-7-1992 | 3,75% | 3,25% | ▼ −50 |
| 9-4-1992 | 4,00% | 3,75% | ▼ −25 |
| 20-12-1991 | 4,50% | 4,00% | ▼ −50 |
| 6-12-1991 | 4,75% | 4,50% | ▼ −25 |
| 6-11-1991 | 5,00% | 4,75% | ▼ −25 |
| 31-10-1991 | 5,25% | 5,00% | ▼ −25 |
| 13-9-1991 | 5,50% | 5,25% | ▼ −25 |
| 6-8-1991 | 5,75% | 5,50% | ▼ −25 |
| 30-4-1991 | 6,00% | 5,75% | ▼ −25 |
| 8-3-1991 | 6,25% | 6,00% | ▼ −25 |
| 1-2-1991 | 6,75% | 6,25% | ▼ −50 |
| 9-1-1991 | 7,00% | 6,75% | ▼ −25 |
| 19-12-1990 | 7,25% | 7,00% | ▼ −25 |
| 7-12-1990 | 7,50% | 7,25% | ▼ −25 |
| 14-11-1990 | 7,75% | 7,50% | ▼ −25 |
| 29-10-1990 | 8,00% | 7,75% | ▼ −25 |
| 13-7-1990 | 8,25% | 8,00% | ▼ −25 |
| 20-12-1989 | 8,50% | 8,25% | ▼ −25 |
| 6-11-1989 | 8,75% | 8,50% | ▼ −25 |
| 19-10-1989 | 9,06% | 8,75% | ▼ −31 |
| 27-7-1989 | 9,31% | 9,06% | ▼ −25 |
| 7-7-1989 | 9,56% | 9,31% | ▼ −25 |
| 6-6-1989 | 9,81% | 9,56% | ▼ −25 |
| 17-5-1989 | 9,75% | 9,81% | ▲ +6 |
| 24-2-1989 | 9,31% | 9,75% | ▲ +44 |
| 14-2-1989 | 9,12% | 9,31% | ▲ +19 |
| 9-2-1989 | 9,00% | 9,12% | ▲ +12 |
| 5-1-1989 | 8,69% | 9,00% | ▲ +31 |
| 15-12-1988 | 8,38% | 8,69% | ▲ +31 |
| 22-11-1988 | 8,31% | 8,38% | ▲ +6 |
| 17-11-1988 | 8,12% | 8,31% | ▲ +19 |
| 9-8-1988 | 7,75% | 8,12% | ▲ +38 |
| 8-8-1988 | 7,69% | 7,75% | ▲ +6 |
| 19-7-1988 | 7,50% | 7,69% | ▲ +19 |
| 1-7-1988 | 7,44% | 7,50% | ▲ +6 |
| 22-6-1988 | 7,25% | 7,44% | ▲ +19 |
| 25-5-1988 | 7,00% | 7,25% | ▲ +25 |
| 9-5-1988 | 6,75% | 7,00% | ▲ +25 |
| 30-3-1988 | 6,50% | 6,75% | ▲ +25 |
| 11-2-1988 | 6,62% | 6,50% | ▼ −12 |
| 28-1-1988 | 6,81% | 6,62% | ▼ −19 |
| 4-11-1987 | 7,31% | 6,81% | ▼ −50 |
| 24-9-1987 | 7,25% | 7,31% | ▲ +6 |
| 4-9-1987 | 6,88% | 7,25% | ▲ +38 |
| 3-9-1987 | 6,75% | 6,88% | ▲ +12 |
| 27-8-1987 | 6,62% | 6,75% | ▲ +12 |
| 2-7-1987 | 6,75% | 6,62% | ▼ −12 |
| 22-5-1987 | 6,50% | 6,75% | ▲ +25 |
| 30-4-1987 | 6,00% | 6,50% | ▲ +50 |
| 5-1-1987 | 5,88% | 6,00% | ▲ +12 |
| 21-8-1986 | 6,38% | 5,88% | ▼ −50 |
| 11-7-1986 | 6,88% | 6,38% | ▼ −50 |
| 5-6-1986 | 6,81% | 6,88% | ▲ +6 |
| 22-5-1986 | 6,75% | 6,81% | ▲ +6 |
| 21-4-1986 | 7,31% | 6,75% | ▼ −56 |
| 2-4-1986 | 7,25% | 7,31% | ▲ +6 |
| 7-3-1986 | 7,75% | 7,25% | ▼ −50 |
| 18-12-1985 | 8,00% | 7,75% | ▼ −25 |
| 6-9-1985 | 7,81% | 8,00% | ▲ +19 |
| 21-8-1985 | 7,75% | 7,81% | ▲ +6 |
| 25-7-1985 | 7,69% | 7,75% | ▲ +6 |
| 11-7-1985 | 7,75% | 7,69% | ▼ −6 |
| 20-5-1985 | 8,25% | 7,75% | ▼ −50 |
| 25-4-1985 | 8,50% | 8,25% | ▼ −25 |
| 28-3-1985 | 8,38% | 8,50% | ▲ +12 |
| 14-2-1985 | 8,25% | 8,38% | ▲ +12 |
| 24-1-1985 | 8,12% | 8,25% | ▲ +12 |
| 24-12-1984 | 8,50% | 8,12% | ▼ −38 |
| 19-12-1984 | 8,75% | 8,50% | ▼ −25 |
| 6-12-1984 | 9,00% | 8,75% | ▼ −25 |
| 23-11-1984 | 9,50% | 9,00% | ▼ −50 |
| 8-11-1984 | 10,00% | 9,50% | ▼ −50 |
| 18-10-1984 | 10,50% | 10,00% | ▼ −50 |
| 11-10-1984 | 11,00% | 10,50% | ▼ −50 |
| 27-9-1984 | 11,25% | 11,00% | ▼ −25 |
| 20-9-1984 | 11,50% | 11,25% | ▼ −25 |
| 9-8-1984 | 11,25% | 11,50% | ▲ +25 |
| 19-7-1984 | 11,00% | 11,25% | ▲ +25 |
| 5-7-1984 | 10,50% | 11,00% | ▲ +50 |
| 29-3-1984 | 9,38% | 10,50% | ▲ +112 |
| 15-9-1983 | 9,50% | 9,38% | ▼ −12 |
| 17-8-1983 | 9,56% | 9,50% | ▼ −6 |
| 11-8-1983 | 9,44% | 9,56% | ▲ +12 |
| 20-7-1983 | 9,25% | 9,44% | ▲ +19 |
| 14-7-1983 | 9,00% | 9,25% | ▲ +25 |
| 24-6-1983 | 8,75% | 9,00% | ▲ +25 |
| 25-5-1983 | 8,62% | 8,75% | ▲ +12 |
| 31-3-1983 | 8,50% | 8,62% | ▲ +12 |
| 14-12-1982 | 9,00% | 8,50% | ▼ −50 |
| 19-11-1982 | 9,50% | 9,00% | ▼ −50 |
| 7-10-1982 | 10,00% | 9,50% | ▼ −50 |
| 1-10-1982 | 10,25% | 10,00% | ▼ −25 |
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Tóm tắt
Lãi suất mục tiêu của Cục Dự trữ Liên bang Mỹ (Fed) hiện là 3,75–4,00%. Lần đổi gần nhất ngày 17-9-2026, tăng 25 điểm cơ bản — lần tăng thứ 1 liên tiếp; đã 17 ngày kể từ lần đổi đó.
Từ 1-10-1982 tới nay Fed đổi lãi suất mục tiêu 185 lần: 94 lần tăng, 91 lần giảm. Từ 16-12-2008 Fed công bố một khoảng mục tiêu (rộng 0,25%) thay vì một mức.
Lãi suất thực tế (EFFR) là lãi suất bình quân các ngân hàng Mỹ cho nhau vay qua đêm, luôn nằm trong khoảng mục tiêu. Nguồn: Fed, qua kho FRED.